With a wealth of experience in dealing with Doctors and Dentists and working closely with Condies Health, we offer a dedicated service to these professions.

This often relates to pension planning and specifically the NHS pension scheme. The scheme is now split into three sections (1995, 2008 and 2015), all with different rules, including different retirement dates.

We also have to take into consideration reductions to both the Lifetime and Annual Allowance limits over the last few years, which has resulted in various questions being asked:

  • When will I breach these limits?
  • What implications will this have?
  • What actions should I consider?

With this in mind, we have specific services tailored for the NHS scheme and we would be more than happy to discuss these with you.

As well as the NHS scheme we also review the following:

  • Wider pension planning beyond the NHS scheme
  • Savings/Investment planning
  • Estate/Inheritance tax planning
  • Income Protection and Locum insurance
  • Life and Critical Illness cover

To speak to one of our specialist team, please email or call us
on 01383 721421.

Condies Wealth Strategies Limited, trading as Condies Wealth, is authorised and regulated by the Financial Conduct Authority (FCA) no.748895.

Registered in Scotland SC381967. Registered office 10 Abbey Park Place, Dunfermline, KY12 7NZ.

You should remember that the value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you have invested.

The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Trusts, some forms of estate planning/inheritance tax solutions are not regulated by the Financial Conduct Authority. All statements concerning the tax treatment of products and their benefits are based upon our understanding of current tax law and HMRC practices both of which are subject to change in the future. Levels and bases of reliefs from taxation are also subject to change and are dependent on your individual circumstances'.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.

FOS details can be found at

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